What is a Royal Arcanum Annuity?
An annuity is a contract that provides you with a future income in exchange for deposits you make to your account. It’s a way of planning for the future, and in particular, your retirement.
Flexible Premium Deferred Annuity
A Royal Arcanum Flexible Premium Deferred Annuity can be opened with as little as $500.00. Interest accumulates on a tax-deferred basis. Additional deposits are flexible; you decide when and how much you choose to deposit.
Options at Maturity
1) Life income or specified time period.
2) Balance may be left on Deposit.
Please contact the home office to find out more about how Annuities can help to your family.
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the Annuity brochure
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* Avoids Costs of Probate - Upon death of the annuitant, the cash value of the Royal Arcanum Annuity is paid directly to the beneficiary named in the contract.
* Cost - Unlike other annuities, your Royal Arcanum Annuity has no contract fee, transaction fee or premium charge.
Every dollar you pay in premiums goes into the cash value account of your Royal Arcanum Annuity and earns interest immediately.
* Safety - Annuity deposits are protected by the total resources of the Royal Arcanum.
* Penalties - There is a surrender charge if you withdraw funds in excess of 10% per year within the first six years of the annuity. The IRS imposes penalties on early withdrawals from tax deferred accounts.
“Royal Arcanum, its employees and Representatives are not authorized to give tax or legal advice. Individuals are recommended to seek advice from their own tax or legal counsel.”
See our "Insurance Timeline" to help guide you.
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Invest Now for Savings or Income in Retirement!
Your Annuity will allow you to supplement your retirement income when your savings aren’t enough
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