The Plan
With the Graded Benefit life plan, Adults ages 45 - 85* can get from $2,500 to $15,000 of coverage with No Medical Exam and rates that don't go up!!
Eligibility
You are guaranteed this insurance if you can make the following statements in the
application:
1) I am not now confined to a bed, or in a hospital, clinic, rest or convalescent home.
2) I have not been diagnosed or treated by a licensed medical doctor for AIDS or AIDS Related Complex (ARC).
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Graded benefit life
brochure(General)
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Graded benefit lifE
brochure(New York)
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1) 1st certificate year - the premiums paid will be
returned plus 4.5% interest.
2) 2nd certificate year -
The death benefit is 25% of the face amount.
3) 3rd certificate year or thereafter -
The death benefit is the face amount
If death in the first, second, or third year results directly from accidental bodily injury, the death benefit will be the face amount
With this policy, you can spend time planning your children’s future instead of being concerned about monthly payments.
See our "Insurance Timeline" to help guide you.
Family Protection Plan for folks who just want to make sure they have it covered.
This plan is not available in all states. Please contact the home Office for plan specifics based upon your state of residence.
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