Insurance and Annuities
One of the benefits as well as requirements of membership in Royal Arcanum is that every Adult member shall have a minimum of $1,000 Life Protection, subject to underwriting requirements, in any one of several easily understood and comprehensive Whole Life or Limited Payment Plan Certificates, designed to fit the member's particular needs.
Whole Life Plans
Whole life plans are permanent protection for your loved ones that build cash value each year. Click here for more info
Term Life Plans - Click here for details
Limited Payment Life Plans - Click here for details
In a Limited Payment Life Plan Certificate, the face amount of the Certificate is payable to a beneficiary upon the death of the member. Payments the member is required to pay are limited to a maximum period indicated in the title of the plan.
Annuity Plans
Royal Arcanum Annuity products offer safe, guaranteed, tax deferred earnings on your savings.
Click here for details
What insurance is right for you?
See our "Insurance Timeline" to help guide you.
We are strong! The Royal Arcanum Assets to Liability ratio is over $115 per $100 of Liabilities. While the average for top 25 Life Insurance companies is about $105 per $100 of liabilities.
We are family! We exist for the benefit of our members and as a non-profit Society our Insurance operations supports many Scholarship programs, Charitable endeavors as well as providing dividends back to our members.
Focus on Customer Service
At Royal Arcanum we operate as a close knit group where members are treated like family and frequently members are known by name with associates in the home office. Royal Arcanum has an ongoing focus within the home office to ensure all requests are processed in an efficient manner, whether you're a new member submitting a new application or an existing member requesting to make a change to your policy. Our customer service continues with online tools to make product information readily available as well as forms to make changes to your policy.
States Licensed
USA
Arizona
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Illinois
Maine
Maryland
Massachusetts
Michigan
Missouri
Nebraska
New Hampshire
New Jersey
New York
N. Carolina
Ohio
Oregon
Pennsylvania
South Carolina
Rhode Island
Virginia
Washington
West Virginia
Wisconsin
Canada
Ontario
