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What is whole life insurance?

Whole life plans are permanent protection for your loved ones that build cash value each year.

Royal Arcanum has a family of wholie life plans specifically tailored to meet your family's needs.

Whole life insurance plans we offer: Click on each plan to see its unique benefits.

Whole Life Certificates of Protection
Single Premium Whole Life
Simplified Issue/ Final Expense
Graded Death Benefit Guaranteed Issue Plan

Contact the Home Office for more details on the following products:

Special Senior Certificate of Protection
Special Whole Life Certificate of Protection

Please contact the home office to find out more about how Whole Life Plans can help to protect your family. Contact us!

What are the advantages of a whole life insurance policy?

1. Protection for life. Unlike term insurance, Whole Life doesn't expire or go down in value as long as the coverage is not cancelled due to non-payment or fraud.
2. Cash Value. A portion of your premium builds cash value which can be borrowed against.
3. Guaranteed Death Benefit – The amount your loved ones receive is guaranteed.
4. Level Premiums – The rate you pay for your policy will never increase.

What insurance is right for you? See our "Insurance Timeline" to help guide you.

timeline of insurance needs

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